Rollovers

A rollover carries what was left in a category at month end, positive or negative, into the next month's remaining. It is the right tool for spending that does not fit neatly into a month: car maintenance, clothing, gifts, a dining budget that runs hot one month and cool the next.

Turn it on

• One category: open the category's ⋯ menu or gear and toggle Rollover. Optionally enter a starting balance, if you are already carrying something from before Ample.
• The whole flexible pool: on the Flexible bucket header, toggle Pool rollover.

A rolled-over category shows a ↻ badge, and any cell carrying an amount shows an ⓘ that reads "carried in $351 from August."

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What it changes, by bucket

The behavior depends on which bucket the category is in, because the buckets pace differently.

• Fixed and Non-monthly: a carry changes the category's remaining and the bucket's remaining. If Electricity ran $142 over in August, September's fixed remaining is $142 lower until the budget absorbs it. Non-monthly categories always roll over; that is how accrual works.
• Flexible, per category: a carry changes only that category's remaining. The pool is unchanged, because the pool is judged as a whole. Dining with a $1,600 budget and $249 spent carries $1,351 into next month's Dining row; the pool for next month is still whatever you set.
• Flexible, pool-level: the pool's own leftover or overage carries. If the pool ran $2,309 over across all categories, next month's pool starts $2,309 down.

You can combine per-category and pool rollovers; each does its own thing.

Worked example

Dining budget $1,600. August spend $249. Rollover on.

• August remaining: $1,351.
• September row: budget $1,600, carried in $1,351, so remaining starts at $2,951 before any September spending.
• The ⓘ on September's remaining reads "carried in $1,351 from August."

Turn rollover off and September starts at $1,600 again; the carry is simply not applied. Nothing is deleted, so turning it back on restores the chain.

Negative rollovers

An overage carries too. A category $80 over in August starts September $80 down. That is the point: the month reflects reality rather than resetting. If a negative carry is unfair (a one-time expense that should not haunt next month), clear it with Reset carry in the ⋯ menu for that month.

Rollover and the verdict

The verdict uses remaining, so a carry affects it exactly as it affects the numbers: a positive carry in a fixed category gives the month room; a negative pool carry makes the flexible header start lower. Per-category flexible carries do not touch the verdict because the verdict is pool-level.

Where rollover is not the answer

For a known annual or quarterly bill, use a non-monthly category instead. Rollover would carry whatever happens to be left; non-monthly accrues toward a target on a schedule and shows how funded you are. See Non-monthly expenses and accrual.